Integrates cash flows, as well as tax and estate distributions
Includes extensive documentation
A comprehensive plan summarizes how you could integrate several planning instruments to achieve all of your most important planning goals. We use advanced optimization technology to find the best mix of planning tools to achieve goals for retirement income, transfers to heirs, charitable giving, etc. We summarize all planning concepts on a single flow chart supported with many pages of numbers and text. We typically include a bar chart that shows how the proposed plan provides benefits not available in your current plan. We also integrate the tax benefits and cash flows of each tool in the plan to create a year-by-year cash flow summary. This way you can see how the proposed plan achieves income goals even after funding your lifestyle, paying taxes, making personal or charitable gifts, or providing for estate liquidity.